Ohio Home Foreclosure Defense Law Firm
With the collapse of the nation's real estate market and the current economic crisis, more and more Ohio families are facing the foreclosure of their homes. There is a way to slow the foreclosure process and possibly keep your home.
Filing for bankruptcy can stop the foreclosure process. If your goal is to keep your home, however, you will have to catch up on all of your payments through a Chapter 13 reorganization plan. If you want to save your home from foreclosure, do not delay. The longer you wait to file for Chapter 13, the more arrears you will have to pay back. This will lead to a higher monthly payment.
Beware of Mortgage Modification Scams
Many homeowners attempt to modify their mortgage payments through the federal Making Homes Affordable program. This program does not require your bank to change the terms of your mortgage. Rather, it only requires them to reevaluate the loan and see if there is anything they can do.
There are many non-accredited and non-legal firms that will solicit defaulting homeowners. Often you will pay money to these firms without obtaining any results. These agencies are not under the same code of ethics that attorneys are and are often not looking out for your best interests. Additionally, handling a loan modification by yourself or through a non-accredited agency will not stop the foreclosure process — having a lawyer, however, will.
Our dedication to our clients and thorough preparation of their cases has ended in positive results for many individuals throughout Ohio. Contact us to schedule your confidential consultation with one of our experienced Delaware foreclosure defense attorneys. Visa and MasterCard are accepted.