At the Lawrence Law Offices, we work with the citizens of Delaware County and Central Ohio to handle their financial and family challenges, and to find the right solution to resolve these problems and move forward with their lives. Financial issues can be some of the hardest problems in life to solve. The phone is ringing off the hook. Your home may be in foreclosure, or perhaps they have garnished your wages at work. Filing personal bankruptcy may be the right decision to help you get back on track.
There are two primary options for those considering personal bankruptcy - a Chapter 7 liquidation bankruptcy, or a reorganization plan through filing a Chapter 13 bankruptcy. A Chapter 13 bankruptcy is an excellent option for those who wish to save their home, car or other assets, as well as those who have a stable job and income but need help catching up after falling behind in their bills. It is important to work with an experienced local bankruptcy lawyer to evaluate your unique circumstances so that you have all of the information in front of you to make the right decisions.
In Chapter 13 bankruptcy proceedings, protection is provided for those who wish to stop a foreclosure, eliminate wage garnishment and develop a plan for repaying their debts in a way they can afford over a period of time (usually 3 to 5 years). In a Chapter 13 bankruptcy, the debtor enters into a plan to repay their creditors by making regular payments to the court. This process puts an end to harassing phone calls, any lawsuits or garnishments which are in process, and can prevent a foreclosure against your house.
Learn about the options you have to save your home from foreclosure and stop the harassing phone calls. Contact us, or call us at (740) 513-2105 to schedule a free consultation with an experienced local Delaware County Chapter 13 Bankruptcy Attorney.
Chapter 13 filings provide the time necessary for you to repay your obligations in a plan which you can manage. Our office will help you to gather all of the necessary information, and will work with you to determine the right repayment schedule for your needs. We will handle all of the paperwork, and relieve you from the pressure of managing your creditors.
Stop the foreclosure of your home. Keep your car, possessions and the things in life which are important to you. Eliminate wage garnishment and regain control of your finances. You have options, and we are here to help find the best solution to help you to resolve these problems, and move forward!
Contact us by email, or call us toll free at (888) 483-6115 to schedule an appointment to come in to our local offices for a free consultation. We are members of the community who understand how these things happen, and that you need respect and sound guidance on how to fix these problems, and move forward with your life.
